Free EU AI Act risk assessment tool for AI products

The first and most important step in EU AI Act compliance is classification: knowing exactly which risk tier your AI system falls into determines every obligation, deadline, and cost that follows. For CTOs and product teams, getting this classification right, and being able to document it, is the foundation of any defensible compliance program. ActComply's free risk screener is designed to help you reach that classification in under five minutes, without legal jargon and without a sign-up.

What the EU AI Act requires

The Act establishes four risk categories. Prohibited AI practices under Article 5 must be discontinued immediately (deadline passed February 2, 2025). High-risk AI systems under Annex III face the most demanding obligations under Articles 9 to 17, with a compliance deadline of December 2, 2027. Limited-risk systems face transparency obligations under Article 50 from August 2, 2026. Minimal-risk systems face no mandatory requirements, though voluntary codes of conduct are encouraged. The classification is not always obvious from a product description: a customer support chatbot is typically limited-risk under Article 50, but if that same chatbot is used to triage insurance claims, it may cross into high-risk territory under Annex III Point 5. The assessment must be documented: Article 6(3) requires providers who self-assess out of the high-risk tier to record that determination formally.

What this means for your business

A structured risk assessment serves three purposes in parallel. It identifies your compliance obligations and deadlines, so your engineering and legal teams know what to build and by when. It creates a documented record of your classification reasoning, which is the first thing a regulator will ask for in any investigation or audit. And it often surfaces product design choices that could reduce your risk tier, either by limiting the use case of a feature, adding meaningful human oversight, or separating a high-risk component from your core product. For startups preparing for Series A or B fundraising, documented AI Act compliance is increasingly a due diligence checklist item from EU investors and acquirers. A clean, timestamped risk assessment is an asset, not just a legal obligation.

Steps to get compliant

1. Run the free ActComply risk screener now: answer questions about your AI system's use case, outputs, and affected users, and receive an instant classification with an explanation of the applicable articles. 2. Export the classification report and share it with your legal and compliance stakeholders as the baseline for your compliance program. 3. Based on your classification, identify the next concrete action: Article 50 disclosure for limited-risk systems by August 2026, or Article 9 risk management documentation for high-risk systems targeting December 2027. 4. Reassess quarterly: the EU AI Act implementing acts and harmonised standards are still being published, and your product features will evolve, so the risk classification should be reviewed whenever a material new AI feature is shipped.